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About Finovate Capital

Finovate Capital is an innovative fintech platform that is providing short term finance to MSME/SME business. We are looking to combine the traditional approach of credit distribution with state of the art fintech platform to bring together best of both worlds and drive immense efficiencies in an erstwhile traditional business.

Supply Chain Finance is a great example of a traditional paper-based industry dominated by banks that focus on large, established corporate customers only. MSME, that accounts for 45% of India's GDP, remain largely neglected by banks. We want to change that using technology in a very innovative manner to bring Supply Chain Financing to mainstream with seamless access to capital at the click of a button and creating an unmatched distribution network.

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Our Vision:
Provide seamless access to Working Capital to SME and MSMEs by creating an unmatched distribution channel for Supply Chain Financing.

Management Team

Akshat Birla

Founder & CEO

16+ Years, Samsung, INSEAD, Credit Suisse, i2 Technologies

Seasoned Finance and Tech veteran, having run Samsung's Fintech practice and launched Samsung Pay in India to 20M devices, knows how to build scalable operations

Aljo Joseph

Chief Business Officer

15+ years with Big 4s, Private Equity and in Entrepreneurship

Serial Entrepreneur, business strategist for large global MNCs, certified enterprise architect and start-up mentor are some of the hats he wears.

Pavan Matai

Chief Product Officer

17+ years HSBC, StanChart, L&T Fin, RBL Bank & SCF Advisory

Senior corporate banker with rich domain experience in Factoring & Supply Chain Finance. Skilled at product development, business origination, risk management & deal structuring. Launched and led SCF at Banks & NBFC’s scaling AUM in excess of INR 10 Bn.

Chandramouli Pandya

Chief Technology Officer

19+ years, Thomson Reuters, HP, AI, RPA, Bloackchain

Startup Mentor, Technology Consultant, Seasoned expert in AI, Blockchain and Tech optimization for leading Finance companies. Consulted banks and various financial institutions on Tech strategy and implementation.

Advisory Board

SKV Srinivasan

38+ years, Ex-Exec. Director at IDBI Bank,
Bank of India

Veteran banker with experience in Advisory, Training, Business Banking, Corporate Banking, Credit Ops, Risk Mgmt Trade Finance, Priority Sector, including 8 years in strategic C- Suite roles

Ravi Sud

36+ Years, ex-CFO at Hero MotoCorp,
Hero FinCorp, Eicher

Widely respected as one of the leading CFOs in the country and has won the prestigious CFO of the year award more than seven times apart from a number of other awards and accolades

Ravind Mithe

39+ yrs, ex-Partner at KPMG, PWC, Eicher

Supply Chain Specialist and Industry veteran, who has held various leadership roles right across Management Consulting and Industry

George Koshy

17+ yrs, ex-Citi, RBS, Edelweiss, Founding team at CNN IBN

Deep expertise in Corporate Communication, PR and Marketing. Founding journalist at CNN IBN

About Us